Our Partners
Built on Africa's best financial infrastructure.
Zana partners with leading payment networks and technology providers to make cross-border African payments fast, reliable, and accessible to everyone.
Payment Infrastructure
Powered by Africa's payment rails.
Every payment on Zana moves through regulated, trusted infrastructure built for African mobile money.
Active Partner
On-Ramp & Off-Ramp Partner
The payment layer behind every Zana transaction.
Kotani Pay is Zana's core payment infrastructure provider, enabling clients to fund gigs and workers to receive payouts, all via mobile money. Kotani Pay processes millions of dollars in African mobile money transactions across MTN, M-Pesa, and Airtel networks.
Networks
MTN · M-Pesa · Airtel
Coverage
20+ countries
Settlement
Real-time
Smart Contract Layer
Blockchain Infrastructure
The smart contract engine behind Zana's escrow.
Zana is built on the Stellar blockchain with a deployed Soroban smart contract (GigEscrow) that programmatically holds and releases payments. Stellar provides the settlement layer that makes trustless escrow possible. Funds lock when a gig is posted and release automatically when work is confirmed.
Network
Stellar Mainnet
Contract
Soroban / Rust
Settlement
Seconds
Mobile Money Networks
Works with the networks you already use.
MTN Mobile Money
East and West Africa's largest mobile money network. Available in Uganda, Rwanda, Ghana, Ivory Coast, and more.
Coverage
Uganda · Rwanda · Ghana · Ivory Coast · Cameroon
M-Pesa
Africa's original mobile money platform. The gold standard for digital payments across East Africa.
Coverage
Kenya · Tanzania · DRC · Mozambique
Airtel Money
Pan-African mobile money reaching rural and urban users across 14 African markets.
Coverage
Nigeria · Uganda · Zambia · Madagascar
